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Private Employers | Prospective Billing for Worker's Comp Premiums Just Around the Corner

Posted on Tue, Dec 02, 2014 @ 02:34 PM

by David J. SchmittDavid J. Schmitt

The way you pay BWC for workers’ compensation coverage is changing. You may remember a prior blog post back in 2013 indicating that BWC was proposing a change from retrospective to prospective billing. This change, meaning that employers will be paying for worker’s compensation coverage in advance, is now upon us.

BWC is transitioning private employers to prospective billing on July 1, 2015. BWC believes that this effort will help it modernize its operations and provide better service to Ohio’s employers.

This switch to prospective billing impacts rating plan and program sign-up deadlines.

For the policy year beginning July 1, 2015, these deadlines are:

  1. Jan. 30, 2015 – group-retrospective rating, individual-retrospective rating, Deductible Program and One Claim Program;
  2. May 29, 2015 – Destination: Excellence programs.

In May 2015, private employers will receive estimated premium notices and certificates of coverage. Employers should review the certificates for accuracy and contact BWC if any of the information is incorrect. Each certificate will contain new language that says coverage is conditional upon payment of the premium.

In order to streamline the transition, BWC is providing a transition credit to private employers, as long as their worker’s compensation coverage is in good standing. Lapsed policies must be rectified prior to July 1, 2015, to receive the transition credit. You will receive an invoice from BWC for your September and October premium payment, which will be due Aug. 31, 2015. On that invoice, you will see a transition credit which will cover your premiums for July and August, 2015.

As the transition progresses, Cors & Bassett will provide further information and guidance to assist you. Please contact David Schmitt at or by phone at 513-852-2587 if you would like to discuss this issue further.

Tags: Bureau of Worker's Compensation, BWC

More Good News | Kasich Asks Ohio BWC Board to Rebate Another Billion

Posted on Fri, Aug 29, 2014 @ 03:20 PM

By David J. SchmittDavid J. Schmitt

Governor Kasich announced recently that the Ohio Bureau of Workers’ Compensation (BWC) Net Asset Fund should return an additional $1 billion to Ohio employers as a premium rebate. The rebate will be based on the premiums paid by private and public employers during their 2012 policy year, equal to 60 percent of their premiums.

The Ohio BWC Board of Directors will consider the recommendation at the August meeting and will likely approve the proposal in September. If the voting timeline is kept, Ohio employers could receive a second round of premium rebate checks as early as October.

Governor Kasich also revealed that the Ohio BWC will invest in the extension, expansion and research of various existing safety programs to assist Ohio businesses with the prevention of workplace injuries.

Urgent Note: An employer with a lapsed status on September 5, 2014 will NOT be eligible for the premium rebate. Employers must be in an active, reinstated, combined or debtor-in-possession status effective September 5, 2014.

If you have any questions regarding the rebate or need assistance curing a lapsed status, please contact David Schmitt at 513-852-2587 or by email at

Tags: Bureau of Worker's Compensation, BWC

BWC Sued for Failure to Timely Perform Medical Exams

Posted on Fri, Mar 02, 2012 @ 11:14 AM

David J. Schmitt by Dave Schmitt

In a very interesting development, a class action lawsuit was filed this week against the Bureau of Worker's Compensation (BWC) in the Clermont County Court of Common Pleas.

The suit alleges that the BWC fails to enforce state law that requires a medical examination within 30 days of the conclusion of any employee's first 90 days on disability benefits, forcing the plaintiff, and all employers, to pay additional premiums and excess disability benefits.

The case is captioned: Ward Construction v. Stephen Buehrer.  The full text of the case has not been made available yet.  We'll post it here as soon as it's available.

It will be interesting to follow the developments as this case moves through the system. Stay tuned.

Tags: Bureau of Worker's Compensation, Clermont County Court of Common Pleas, Ward Construction v. Stephen Buehrer, Dave Schmitt